Discover this exceptional 4-level split home, perfectly nestled on a quiet pie-shaped lot in the sought-after community of Monterey Park. Thoughtfully designed to offer both comfort and flexibility, this residence is ideal for families and investors alike. The upper level features three spacious bedrooms, including a luxurious primary bedroom with a private ensuite, complemented by a second full bathroom. The main floor showcases a bright and functional L-shaped kitchen, a welcoming dining area, a cozy living room, a sunny breakfast nook, and access to a charming side porch?perfect for morning coffee or evening relaxation. The two lower walkout levels with a private entrance, offering one bedroom, a full kitchen, a living room with a warm fireplace, a full bathroom, two additional bedrooms, and a flexible den that?s perfect for a home office, gym, or playroom. Outside, enjoy a beautifully landscaped backyard featuring a massive deck and mature trees that provide natural privacy and a tranquil setting. With the upper level currently rented at $2,400/month and the basement at $1,800/month, this property offers incredible income potential. Located close to top-rated schools, parks, transit, and shopping, this home truly combines lifestyle, location, and value in one stunning package.